Insurance and Risk Management Consulting for Businesses and Professionals

Yes. There is a public partnership between Recoletos and Malwa Gestoría to expand from administrative management into a specialist area of risk management and insurance, backed by technical expertise.

Not necessarily. Many organisations start out operating under a structure that is already authorised for mediation, retaining their brand and their relationship with the partner/client, whilst policy management is handled by Recoletos Broker (DGS J2479). If, in the future, they decide to set up their own brokerage, the project can be planned in phases.

Incorporating an insurance division allows us to expand our offering with a service that is fully aligned with the relationship we already have with the customer. It also helps to reduce customer churn, strengthen customer loyalty and generate recurring revenue, based on a focus on protecting personal and business assets.

Yes, Recoletos can help design and set up a bespoke insurance department with its own identity, a clearly defined range of insurance products, a policy-taking process, technical support and claims management. It is a useful approach for adding value without having to take on all the operational complexity.

Recoletos provides a turnkey model with the operational, technical and commercial capacity to launch and firmly establish the project. This includes agreements with insurers, a specialist underwriting and claims team, legal support, technology, marketing and ongoing support. The organisation brings the knowledge, rapport and trust of its members; Recoletos provides the structure and resources needed to offer comprehensive, consistent and sustainable advice over the long term.

Recoletos enables businesses to develop this line of business with technical, operational and commercial support, without having to shoulder the full complexity of brokerage from the outset. This makes it easier to maintain focus on the core business whilst opening up a complementary avenue for growth and customer loyalty.

Recoletos’ daily support combines operational, technical and commercial assistance to ensure the project progresses smoothly and is not limited to the launch phase. It includes support in key areas such as underwriting, claims, management tools, training and sales promotion, as well as ongoing support to address day-to-day issues and strengthen the project’s development. In this way, the client is not left to their own devices after the launch, but has a stable support structure to consolidate a comprehensive, robust and sustainable advisory model over time.

Recoletos helps associations and organisations to transform insurance and risk management into a valuable service for their members, offering tailored solutions, operational support and a professional model that enhances the organisation’s effectiveness and its capacity for growth.

The client portfolio belongs to the firm, company or organisation spearheading the project. The aim is for this venture to become an asset in its own right, with control over the commercial relationship and the potential for growth, whilst benefiting from the operational, technical and commercial support of a specialist partner.

Yes, programmes are designed for transport and the sector’s specific needs, including insurance requirements in regulated environments (for example, ports and airports).

The design is based on a risk analysis, prioritises critical exposures and defines cover, limits, excesses and services tailored to the client’s specific circumstances. It is then negotiated with insurers and reviewed on a regular basis to ensure consistency and competitiveness.

Recoletos does not view insurance as an isolated purchase, but as part of a risk management strategy. That is why it identifies critical exposures, assesses priorities and translates that information into specific decisions on coverage, services and follow-up. The goal is for the program to respond to real risks, not generic templates.

With complex companies, Recoletos adopts a broader consultative approach: it analyzes risks, coordinates priorities, reviews the exposure map and designs an insurance program with a focus on continuity, asset protection and efficiency. It does not simply look for policies; it structures a solution aligned with the size and level of requirements of the organization.

The service includes vulnerability assessments, audits, monitoring, security tools, procedural reviews and staff training. Cyber insurance is part of the programme, but it does not replace prevention or incident response capabilities.

Yes, Recoletos can act as a technical and operational partner to help consultancy firms, law firms, associations and mediators expand their services to include regulatory compliance solutions. The key is to bring in specialist expertise without undermining the relationship of trust that already exists with the client.

The responsible use of data requires compliance, traceability, data minimisation, security and adherence to the GDPR. At Recoletos, we manage this with a focus on compliance and ethics, prioritising customer trust.

Cero Neto is a service designed to measure, reduce and offset an organisation’s carbon footprint. For many companies, this is no longer just a matter of reputation: it also affects reporting, access to opportunities and the ability to meet the requirements of major clients and supply chains.

Yes. Through Recoletos Capital, we provide financial advice and access to products such as the Laurion fund, as well as other investment options.

RESAVER is a pan-European social security solution designed for organisations that need to attract or retain research talent with international mobility. It is particularly well-suited to universities, research centres and R&D&I environments.

AI can act as a catalyst for productivity and decision-making: it helps to organise information, prepare documentation, improve segmentation, personalise messages and support decision-making. When used effectively, it does not replace the business relationship; it makes it more effective. Furthermore, Recoletos promotes training and specific seminars on AI applied to the sector.

Artificial Intelligence can strengthen the project’s commercial and operational efficiency when applied with sound judgment. It can help with tasks such as opportunity classification, follow-up, document support, internal assistance and improved response times. At Recoletos, technology must serve advisory work and productivity, never replace technical judgment or the trusted relationship with the client.

Recoletos provides a technological ecosystem designed to improve management, streamline operations and drive business growth. This platform includes solutions for sales management and customer tracking; CRM, a multi-quotation tool and management software for monitoring business activity.

In addition, we incorporate our own virtual assistants specialising in insurance consultancy and risk management, as well as our own learning platform to enhance team skills and facilitate the implementation of work processes and methodologies.

Taken together, this technology enables us to work with greater organisation, control and efficiency, whilst offering greater capacity for growth, supporting more professional and scalable management.

Recoletos Consultores operates throughout Spain. Although our head office is based in Madrid, we offer comprehensive coverage and a personalised service to professionals, businesses and groups across all the autonomous communities.

Thanks to our digital tools and team of specialist consultants, we can manage policies and provide advice regardless of the client’s geographical location. We work with both individual professionals and groups and associations in every region of Spain.

Recoletos Consultores is a firm specialising in insurance consultancy, the development of brokerage firms, and the establishment or professionalisation of risk management departments. Its work involves supporting brokerage firms, companies and organisations in improving their structure, their value proposition and their ability to manage risk in a more systematic, efficient and strategic manner.

This includes both the development of the insurance business and the implementation of working models that enable a company to identify, assess and manage its risks with greater discernment and consistency. The aim is for insurance and risk management to cease being viewed as an isolated expense and instead become part of a more focused business decision-making process.

Mini-case study or example (anonymised)

A brokerage firm may turn to Recoletos Consultores to streamline its business model, review its positioning and professionalise its growth. Similarly, a company lacking an internal structure to manage its exposures can rely on Recoletos to establish a risk management department or function that is better aligned with its business activities.

Recoletos Consultores offers consultancy services in the insurance sector and global risk management, including the development of brokerage firms, insurance programmes, support for intermediaries, marketing, training, technology and regulatory compliance. Our aim is to help organisations and professionals grow on a more solid, efficient and well-protected foundation.